Your house has been damaged, and the roof needs repair so you call your insurance company and after an inspection by one of their insurance adjusters, you receive an insurance estimate loss sheet showing just what the insurance company will cover and what they will not. After examining the sheet thoroughly, you realize that there are several items on your roof that need repair — which are quite costly — that your insurance company is not going to cover.
Unfortunately, ASAP ROOFING, a national roofing company with offices in Aurora, Co., Indianapolis, In., and Dallas, Tx, has seen this situation all too many times. The homeowner is usually unprepared to come up with the difference between what it will cost to restore their roof fully, and what the insurance company is offering to pay.
But this is also where ASAP comes in. As a roofing company that specializes in the highest customer service in the industry — as evidenced by a consistent A rating with the Better Business Bureau –ASAP knows that not only is the insurance estimate sheet only an estimate, but also that their customers deserve to get 100% of the homeowners insurance coverage.
According to an October 2012 article in the Huffington Post, homeowners should be prepared to negotiate their insurance company’s estimate. The article’s author, Alex Viega suggests that homeowners, “ask the adjuster to show you the contract language and justify the proposed amount.” Viega goes on to say that homeowners should get a second or even third opinion from an independent adjuster. Senior editor at Consumer Reports, Jeff Blyskal seconds this advice, “You need to be ready for a fight and be tough working with your insurance agent.”
Although the insurance industry discourages homeowners from attaining independent damage estimates — arguing that these adjusters charge homeowners exorbitant fees — according to the National Association of Public Insurance Adjusters’ credited adjusters typically charge 10 percent of the settlement amount.
ASAP ROOFING, however, charges their customers nothing. If a customer decides to work with ASAP, this popular roofing company will go to battle with the homeowners insurance company — we have a team of insurance specialists who do this — and succeed in restoring the customers roof completely, all at no additional charge to the homeowner. And if they don’t succeed, different from an independent adjuster, there is still no charge.
For more information about ASAP ROOFING, or to schedule a home inspection in your area, just visit www.asaproofing.com
National Association of Public Insurance Adjusters’ website: www.napia.com
Huffington Post article, 10/31/2012, “How To File A Home Insurance Claim: Six Tips” http://www.huffingtonpost.com/2012/10/31/how-to-file-a-home-insurance-claim_n_2051371.html
Written by Nick Dorotik